Health Insurance

What is Health Insurance ? Ans- health Insurance corporate sarfeen aur idaron ko pesha warana amlay aur maliyati istehkaam ke zariye health care ki zaroorat ka munazzam hal paish kar raha hai,

Health Insurance zaati sehat covers, hospital mein daakhil honay aur maternity cover par mushtamil hai. ilawa azeen yeh numeral hospital mein daakhil honay aur is ke baad ke akhrajaat ko bhi cover kar rahi hai.

health insurance ki policy Pakistan bhar mein aayi jee aayi ke panel par mojood aspatalon mein crdt ki sahoolat health cards, adwiyah aur tshkhisi libartryon mein riayat, staff dr ke sath 24 ghantay tibbi ﮦat line ki sahoolat bhi faraham karti hai .

Health Insurance Coverage extended to:

kaam karne walay mulazmeen aur un ke zair kifalat shareek hayaat aur bachay,

Health Insurance Age limits:

mulazmeen aur un ke 65 saal tak ki amrke shareek hayaat, ghair shadi shuda / be rozgaar dkhtran, 25 saal tak ki Umar ke pisran agar be rozgaar hon aur Umar ki kisi bhi had ke baghair zair kifalat mutalqa / shohar se alehadgi ikhtiyar karne wali / bewa dkhtran

Health declaration:

har aik bema shuda mulazim ko jaiza lainay ke liye sehat se mutaliq aik sawal nama laazmi tor par mukammal karna hoga .

HEALTH INSURANCE HOSPITALISATION BENEFITS

INPATIENT MEDICAL COVER

yeh hospital mein dakhlay par uthnay walay un akhrajaat se mutaliq hai jo zichgi ki soorat mein laago nahi aur un ki sharait darj zail hain :

  • zair e ilaaj rehne ke liye hospital ke kamray ke akhrajaat Bashmole mareez ke khanay ka kharch
  • hospital ki khidmaat aur zaroriat Bashmole
  • Physician, surgeon or anesthetist fees
  • tajweez kardah adwiyah
  • Prescribed Pathological and Radiological investigations;
  • blood transfusions ;
  • operation theatre ke akhrajaat
  • fzyo therapy
  • radio therapy aur kimo therapy
  • Diagnostic or therapeutic endoscopic procedures;
  • hospital se faraghat ke baad honay walay tibbi akhrajaat
  • koi deegar matlooba tibbi khidmaat
  • hospital mein dakhlay se qabal bema tahaffuz
  • tajweez kardah ڈائیگناسٹک test aur ilaaj jo hospital mein daakhil rehne ke fori baad aur is se mutaliq 30 dinon ke andar zaroori ho .
  • hospital mein dakhlay ke baad bairooni ilaaj ke akhrajaat
  • hospital se discharge honay ke baad 30 dinon ki muddat ke andar honay walay akhrajaat
OPTIONAL BENEFITS:

MATERNITY BENEFITS

  • zichgi ( hamal se mutaliq hospital mein dakhla ) jo darj zail sooraton mein ho :
  • mamool ke mutabiq zichgi
  • operation ( surgery )
  • aik se zayed bachon ki paidaiesh
  • Ectopic/extra-uterine pregnancy;
  • is soorat mein darj zail services aur zaroriat poori ki jati hain
  • hospital ke kamray ke charges Bashmole mareez ke khanay ke akhrajaat
  • hospital ki mutafarraq khidmaat aur zaroriat
  • labour room ya operation theatre ke akhrajaat
  • dilyori ke liye dr ki fees aur baad azan muaina ke douran visit fees
  • bachay ke liye nerceri mein dekh bhaal jabkay maa zair e ilaaj ho
  • yeh ikhtiyaari bema tahaffuz baraye zichgi fawaid shadi shuda khawateen mulazmeen aur mard mulazmeen ki shareek hayaat ke liye hai
  • qabal az waqt ( zichgi se 9 mah qabal ) aur badaz muddat ( dilyori ke baad 6 haftay tak ) adwiyah ke akhrajaat, doctoron se mashwaray aur tshkhisi test jo zichgi se mutaliq hon
  • ghar par dilyori ke liye daai ke akhrajaat
  • nozaida larke ke liye khatna ke akhrajaat